Get Your Free Canada Credit Score and Report

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Your credit score can have a big impact on your financial future, whether it’s buying a house, renting an apartment or landing your dream job. Join over a million Canadians and get the tools you need to help understand, manage and master your credit – in under 3 minutes. Get Your Free Canada Credit Score and Report.

A credit score is a number ranging from 300 to 900 which reflects your creditworthiness to potential lenders. Higher scores make you more likely to qualify for better rates on things like mortgages, credit cards and loans- potentially saving you hundreds and even thousands of dollars.

Find your Credit Score Today for Free from Borrowell.

Who Looks at Your Credit Score and Report?

Your credit report is like your financial report card. In addition to banks and lenders, your report can be looked at by car dealerships, insurance, cell phone companies, landlords and future employers to judge your ability to manage debt and financial obligations.

Many businesses and landlords have access to your credit report and you should stay on top of it. A bad report can literally keep you from renting a decent apartment. Keep your credit in check and learn how to clean up that bad credit report with Borrowell.

How Borrowell Can Help You

Monitor & Track

Sign up for free in just 3 minutes with no commitment or impact on your credit score. Track your success, flag errors and spot fraudulent activity.

Understand & Improve

Canada’s first AI-powered Credit Coach, Molly, will share personalized tips, articles, and tools that may help improve your credit.

Find the Right Product

Get automatically matched with financial products from over 50+ partners that fit your credit profile. See your likelihood of approval and apply in just a few clicks.

What you Need to Know About Credit Scores

Your credit report is a detailed breakdown of your credit history, provided by one of Canada’s credit bureaus, Equifax or TransUnion. Your credit report is like your financial report card. It shows when you’ve been granted credit, for things like a new mobile phone, or a personal loan. Your credit report also contains personal information, a history of your trades and accounts and any derogatory marks.

Credit scores are calculated by weighing various factors from your credit report, you can learn more in the Ultimate Guide to Credit Scores. The core factors that make up the Equifax scoring model (provided by Borrowell) include:

  • 35% payment history
  • 30% credit utilization
  • 15% credit history
  • 10% credit mix
  • 10% credit inquiries

Take Control of your Finances

The best way to take control of your financial life is to stay on top of your credit score.

Understand and Track Your Credit. Anytime

Start with your FREE credit score, then get weekly updates to see changes and spot credit inquiries.

Improve Your Score. Achieve Your Goals

Work to build your score and tackle debt with personalized tips, tools and product recommendations that match your credit profile.

Get Your Free Canada Credit Score and Report
Get Your Free Canada Credit Score and Report